Wills vs. Trusts in Texas: What Houston Families Should Know Before Finalizing an Estate Plan

If someone you trust has referred you to an estate planning attorney, chances are you’ve already started thinking seriously about protecting your legacy. And one of the most common questions we hear at Ledbetter Anderson & Associates, LLC is this: "Do I need a will or a trust?"

 

Both tools are essential to a strong estate plan—but they serve different purposes. Whether you’re navigating this for the first time or revisiting your current documents, understanding the difference between wills and trusts can help you make informed, confident decisions.

 

What Is a Will—and Why Might You Need One?

 

A will is a foundational estate planning document. It outlines how your assets should be distributed after your death, who will serve as your executor, and who will care for your minor children. In Texas, wills must go through the probate process, which means a court oversees the administration of your estate.

While a will provides clarity and direction, probate can be time-consuming, costly, and public. Still, for many families with relatively straightforward assets, a well-drafted will is an essential starting point.

What Is a Trust?

 

A trust is a legal tool that holds and manages assets outside of probate. When you create a revocable living trust, for example, you retain control of your property during your lifetime and determine exactly how it should be distributed afterward—often without needing court involvement.

 

Trusts are especially valuable for:

• Keeping estate matters private
• Avoiding probate in Houston or across multiple states
• Providing for minor or special needs beneficiaries
• Managing complex family or financial situations
• When structured properly, a trust can streamline transitions, minimize family disputes, and offer long-term control over your legacy.

 

Why Most Houston Families Need Both

 

While a trust helps you avoid probate, a will is still necessary to handle any remaining assets not placed in the trust. It also allows you to name guardians for minor children—a critical piece of any estate plan in Texas.

That’s why many Houston estate planning attorneys recommend using both documents as part of a comprehensive plan.

Why Professional Guidance Matters

 

DIY estate planning options rarely account for Texas-specific probate laws, changes in family dynamics, or the unique considerations that come with blended families, business ownership, or real estate. At Ledbetter Anderson & Associates, LLC, we take a personalized approach—listening carefully, explaining each option clearly, and building a plan that reflects your values and protects your loved ones.

 

We’re proud to serve Houston families with thoughtful, legally sound strategies for wills, trusts, and comprehensive estate planning.

Plan with Confidence

 

Whether you were referred by a financial advisor, another attorney, or someone close to you, we’re here to help you move forward with confidence. Let’s talk through your goals, review your options, and build a strategy that works for your life—today and tomorrow. Call our office at: 832-979-6288